Need advice on buying or leasing a new Opel? Here you will find information about how to budget for your new car, how to pay for it and what to expect when you go to the dealership.
The first step is to decide what your budget is. Once you’ve done that, you can choose the Opel vehicle that fits within it. The next thing to think about is the different payment options.
There are usually three options when it comes to paying for your vehicle:
Buying vs. leasing: What you need to know?
Buying gives you:
Figure out what financing options work best for you. To do this you should consider the following points:
Find out if there are any special financing rates on the vehicle, or if there are any lease incentives currently in place. Once you find out about any available incentives, you can choose between the following options:
If you are a private customer looking for credit on a new car or a home loan, a business customer searching for the right fleet service provider, or a dealer looking for a new reliable finance source, you are right in turning to GMSA Financial Services.
Free or low cost insurance as a purchase incentive:
Insuring a car can be very expensive and so offers which involve either free or reduced-cost insurance can be very appealing. It’s really important to check the small print of offers like this to make sure that you are eligible and that you are not tied into expensive insurance once the offer period comes to an end.
Car tax, registration and license plates:
Remember that you may also need to factor in road tax, registration or license plate fees into the cost of your new car.
Ask your dealer about paying these fees in cash at delivery or if you can have the fees included in your finance contract or lease agreement. Remember though, if you choose to roll them into your agreement, your monthly payment will increase.
There's no reason to be intimidated at the Dealership. Cover the basics before you buy.
You know your budget and your financing options. You've done research on incentives and the vehicles that are right for you. Now, you're finally ready to visit the dealership.
Here's an overview of what you should expect when you arrive:
When you feel you have enough information to make your decision, you'll sit down with your sales associate or finance department and:
Even if you're not 100% sure of the vehicle you want, you may be asked to complete a credit application. That means:
It's always a good idea to know your budget and know your credit score before you visit a dealership. That way, you can you negotiate a rate that's best for you.
What should you bring to the dealer?
Images may show optional equipment.
*Fuel economy values are determined through CO2 measurement in accordance with the latest ECE R101/SANS 20101 standards, as prescribed by South African government, conducted in a controlled environment and were correct at the time this disclaimer was published, which is subject to change. The specifications are for comparison purposes between the different vehicle models available in the S.A market which are all tested in the same manner, specific driving cycles and controlled environment. Actual achieved fuel consumption during on-road driving will vary due to factors including driving style, vehicle load and tyre size, as well as road, traffic and ambient conditions.
Actual products may differ from photos pictured on the Opel.co.za website. General Motors South Africa has the right to change automobile details without prior notification.
* GMSA Financial Services – A product of WesBank – A division of FirstRand Bank Ltd. An Authorised Financial Services & Credit Provider. NCRCP20. *On-the-road and registration fees excluded.
Terms and conditions apply. Model/s shown may differ. Errors and omissions excepted. All offers subject to finance approval. Images, details and the content on this webpage may change at any time without notice. For the most recent and accurate information, please consult your local dealer.