Opel finance solutions.
Whether you are purchasing an Opel through your business or privately, GM South Africa Financial Services offers a wide range of competitive finance and insurance plans developed and tailored to your requirements. GM South Africa Financial Services is a division of WesBank, a division of FirstRand Bank Limited; an authorised financial services and credit provider. NCRCP20.
With our expertise in the areas of finance and insurance, along with our passion for service you can be assured that financing your vehicle through one of our approved dealers will be a pleasant experience. We're fanatical about delivering not just good, but exceptional customer service! Our aim is to make our services as easily accessible as possible.
Instalment sale
Instalment Sale is the simple, traditional route to financing vehicle ownership.
It is convenient to arrange and offers flexible terms to suit your needs. Financing periods can be structured from 12 - 60 months or longer depending on your personal needs.
- Interest is calculated at either fixed or prime-linked rates
- The goods must be fully insured during the agreement
- There is no minimum deposit payable but may be dependent on current legislation and your credit profile
Benefits
The benefits of choosing this agreement are:
- You own the goods when you've paid the full amount
- If the asset is used for business purposes, you can claim depreciation and the yearly interest paid against tax
- You'll enjoy the benefit of any resale value
Optional Features
You may want to consider taking the following option with your finance package:
Take-A-Break Payment
Lease
Leasing gives you the right to use the goods for an agreed period, during which time you pay rentals. At the end of the term, you either return the goods, acquire ownership or extend the lease.
- Interest is calculated at either fixed or prime-linked rates
- The goods must be fully insured during the agreement
Benefits
The benefits of leasing accrue mainly if you're using the item for business, or in the generation of income.
- Rentals can be claimed as expense against tax
- You don't need to own the asset to use it
- You avoid tying up working capital
- Stepped payments, inflated rentals and other structures can be tailored to your needs
- The deposit percentage and repayment period can be negotiated to suit you
Optional Features
Consider taking the following option with your finance package:
Take-a-Break Payment
One source for your online finance application.
The first step towards obtaining your new vehicle is to apply online for finance. You will receive an online credit decision on your application within seconds and upon approval of your application, our professional staff will assist in the validation of your personal information, as well as the contract finalisation and vehicle delivery.
Our enhanced online finance application is packed with features:
Apply anytime and get an instant answer on your application.
Existing GM South Africa Financial Services customers who are registered for Account Services will have their personal information pre-populated on the application form, saving you time and effort.
Save your application and return to complete it when you are ready.
iContract is GMSA Financial Services secure web-based system for signing documentation online.
Features and benefits:
- The first of its kind in South Africa
- User-friendly and makes finance agreements easy to understand
- Customers can give notification if amendments are required
- iContract summarises the most important points and explains difficult finance & legal terminology
- Full documents can be downloaded for records
- Customers can digitally sign their contracts online
iContract gets to the point so that you can get on the road!
GM South Africa Financial Services Online Account Services
The Account Services website puts the control of your accounts into your hands. You can register via an automated process, and have access to your account(s) within minutes.
Who can register?
Existing GM South Africa Financial Services customers can register on the site and make use of all functionality for free.
To register you will require your ID/Passport number, as well as your GMSA Financial Services Customer and Account numbers. Both of which can be found on your account statement.
What does the website offer?
The functionality available on the site is divided into two components: real-time access to your accounts, as well as service and update requests that will be actioned by our Customer Service Centre.
Vehicle Repayment Calculator
What will my repayments be? The vehicle repayment calculator will assist you in calculating the monthly repayments on a vehicle. You also have the option of calculating the cost of related bank insurance products.
Vehicle Purchase Price Calculator
What amount can I buy for? The vehicle purchase price calculator will assist you in calculating the value of a vehicle that you could buy based on a specified monthly repayment.
Images may show optional equipment.
*) Coming soon.
**) This insurance is underwritten by Genworth Financial, Neu-Isenburg.